Helpful tip #1

Group Health Insurance

Today people pay more for health care and health insurance than ever before.  Today I would like to talk to the people that have group health insurance through an employer.  Especially those people with children dependents on the plan.   Group health insurance companies charge huge amounts for dependent coverage which will exhaust a huge…

Read More

Medicare Advantage/ Disadvantage

Medicare plan

In my personal opinion, I feel there is a need for every product on the market, however, the products should be used in the correct way, for the right individuals. In most cases, I see the wrong product being promoted to the wrong individuals.   Medicare advantage, in my professional opinion, were built to help…

Read More

Cancer

Cancer pink ribbon

I believe that each and every person secretly fear the word “Cancer”.  In most cases people do not even wish to speak on it, due to it being such a nasty condition.   Cancer can strike anyone at any given time. Young, old, sick, healthy, smoker or nonsmoker, we are all susceptible to the disease.…

Read More

Life Insurance

family mourning

Life insurance isn’t for the ones who left, Life insurance is for the ones they left behind! Today life insurance is still the most efficient way to set up an immediate estate.  Today there are many different types of life insurance available.  Whole life, Term life, Return of Premium Term, Universal Life, Single premium life,…

Read More

Paycheck Protection

Income protection Insurance

Salary continuation plans can make sure that when you are unable to make an income, due to an accident or an illness, that you will be paid the cash benefit you need to survive.   Your number one asset in this world is your ability to earn money, without that where would you be?  How long could you…

Read More

Self-Employed Benefits

For sale cartoon

Sometimes people think everything is more expensive when you are self-employed and making an average middle-class income, however when it comes to benefits, that is not always true.  I believe every person has a very unique situation and with that said, with every unique situation you need innovative ideas to help them save money and…

Read More

Online Fulfillment Center

Buy online click

Ray Wall Insurance Services’ website is a complete Online Fulfillment Center for individuals that are always on the go and like to receive information quickly.  Today most people don’t like to wait for anything, much less have to wait to get a quote, or to be contacted by someone within 24 hours, just to set…

Read More